Debt Handling – Credit Reports and What They Mean To
Debt Handling – Credit Reports and What They Mean To You Credit reports are often regarded with dread, especially by those who have entered turbulent financial waters. But reality is never your enemy, even when it is unpleasant. In order to promote financial health, and resolve any debt problems you may have, it’s essential to [...]
Debt Handling – Car Loans – Do Your Homework
If you’re considering buying a car, or even just refinancing your current auto loan, you’ll benefit from some simple research before making a final decision. Know your FICO and other credit report items. The overall number assigned to measure your credit worthiness doesn’t tell the whole story about you or your ability and willingness to [...]
Debt Handling – Bankruptcy What To Consider Before Filing
Debt Handling – Bankruptcy What To Consider Before Filing Some people think of bankruptcy as an easy way to offload a crushing debt burden, and it’s sometimes the first method they reach for. Well, it may well relieve the burden, but it’s far from easy and should be the very last thing you use to [...]
Debt Handling – How To Deal With Debt Collectors
Debt collectors ringing your phone off the hook and sending intimidating letters can frazzle anyone’s nerves. But you have various forms of protection and many techniques available to deal with them. The Fair Debt Collection Practices Act sets guidelines for what debt collectors may or may not legally do when attempting to collect a debt. [...]
How Not To Get In Debt
When should you start taking action about your debt? The best time to do it is BEFORE you even get in debt, of course. How do you do this? Several ways: By setting aside a percentage of your paycheck in an interest earning “rainy day” account EVERY single month, so that when the inevitable emergency [...]
