Is Goal Setting a Key to Debt Reduction?
Is goal setting a valid strategy to reduce debt? Personal financial debt can seem overwhelming at times. It can cause much frustration and stress in our lives. In fact, financial problems are one of the leading causes of divorce in this country. Debt can also contribute to poor health. There is a way out of [...]
What Credit Card Companies Know That You Don’t
Credit Card companies frequently offer what appear to be fantastic deals. Too good to be true deals. Must-sign-up-right now deals. They do this based on their knowledge of human behavior, because they know that if they present certain offers, people will sign up and do things which benefit the credit card companies rather than the [...]
When Good Debt Is Bad Debt
Financial advisors have long advised that some debt is “good debt” and some debt is “bad debt”. Some examples of bad debt are credit card debts, department store credit card debts, purchases of expensive “toys” like boats, big screen TVs, stereo equipment, videocameras, and so on. It doesn’t make sense to go in to debt [...]
Credit Counseling Agency
It’s not impossible to repair a bad credit score, but many people don’t know where to start. That’s where credit counseling agencies come in. However, there are many credit counseling agencies out there who are there to help themselves, not you. They will advise you to take out expensive credit consolidation loans, they will not [...]
Go Back To School To Get Out Of Debt
When times are good, and you need your car fixed or your hair cut, it’s easy to go for the most convenient option and not worry about cost. However when you are in debt and watching every penny it’s important not to pay more for ANYTHING than necessary. Whatever you are paying for currently, there [...]
