Patience and Planning Keep You Out Of Debt

By Pay Off Debt Advisor | Jun 22, 2009

If you need to buy something RIGHT NOW it is almost always going to cost you more.

The way to save money is to plan ahead and anticipate what your needs are going to be.

Don’t buy clothes when they first hit the racks. Find out when the stores have their big sales, and hit the stores then. Keep an annual calendar of when stores have their sales.

Don’t rush out and buy brand new pricey electronics. Take the time to comparison shop, both online and offline, and get the cheapest deal.

Don’t buy your plane tickets and hotel tickets right before you go on vacation. Do your research, find the cheapest time of year to travel, try to take your vacation then, and whenever you travel – know well in advance where the bargains are. Also, research the least expensive vacation destinations.

Buy gifts all year long to be prepared for birthdays, holidays, and so on. When you see an item that would make a good gift and is on sale for a really good price, buy that item and stash it, so you have a store of gifts on hand.

Take the time to find out where groceries and gas are the cheapest in your area. Don’t wait until you are almost out of gas and then find yourself forced to gas up at the most expensive station in town.

Buy holiday items the day AFTER the holiday, and save them for next year. Even better, buy them several days after the holiday. The discounts get steeper and steeper.

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