What To Expect From A Credit Counseling Service

By Pay Off Debt Advisor | Mar 31, 2009

Sometimes when you are striving to pay down your debt, a little outside help and advice can go a long way.
These days, a lot of people are turning to credit counseling services. They can be very helpful for people with large amounts of outstanding debt. However, there are a lot of unscrupulous agencies these [...]

Bring in Outside Help To Tackle Debt

By Pay Off Debt Advisor | Mar 30, 2009

Albert Einstein’s Definition Of Insanity: doing the same thing over and over again and expecting different results.
So you are ready to tackle your debt and get control of your finances. Here’s an important question – are you going to do it by yourself or are you going to recruit some outside assistance?
Here’s why you [...]

How To Rebuild Your Credit Score

By Pay Off Debt Advisor | Mar 28, 2009

If you have bad credit and have decided to rebuild your credit, you are undoubtedly eager to do so quickly.
However, while it is certainly possible to greatly improve your credit, it is not going to happen overnight.
One of the most important things to know is that ANYONE promising you that they can rebuild your credit [...]

Ten Remortgaging Tips – How To Remortgage

By Pay Off Debt Advisor | Mar 27, 2009

Here are ten remortgaging tips to help you secure the best rate for your home.
1. There are many types of remortgage deals available. Speak to several lenders to find the most appropriate and low cost deal for you.
2. Ask the lender what the interest rate will be for a remortgage. If [...]

Chapter 13 Bankruptcy

By Pay Off Debt Advisor | Mar 27, 2009

There are two main types of bankruptcy filed by consumers (not businesses) – Chapter 7 and Chapter 13 bankruptcy.
Chapter 7 bankruptcy involves getting rid of most of one’s debts, but requires a huge sacrifice – almost everything that the debtor owns is sold off to repay debtors, and it is almost certain that if the [...]

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