Debt Collector Tricks To Watch Out For!

By Pay Off Debt Advisor | Feb 27, 2009

Debt collectors are not your friends. Yes, you need to pay off your debts – but you don’t have to put up with being harassed, threatened, intimidated, and stalked. So here’s some advice and some words of caution. If you get calls from a debt collection agency, you may want to consider asking that they [...]

First Steps To Paying Off Debt

By Pay Off Debt Advisor | Feb 27, 2009

William Shakespeare had some wise advice regarding debt: “Neither a borrower nor a lender be; For loan oft loses both itself and friend”. Apparently most people in America aren’t listening to him, because by 2008, total household debt totaled $13.8 trillion. And in 2009, unfortunately, we’re seeing the end results of that debt-fueled lifestyle as [...]

The Debt Snowball

By Pay Off Debt Advisor | Feb 26, 2009

he debt snowball is a form of self managed debt relief, a way to finally get rid of your debt. Yes, it is possible – and you can almost certainly do it, however much you owe. The first thing to do is accept that your debt is not going to disappear overnight. It probably took [...]

How To Pay Off Credit Card Debt

By Pay Off Debt Advisor | Feb 26, 2009

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments. What Is Discounted Debt Settlement? Sometimes, if a company can from its records that you have not paid anything for a while and they figure [...]

How To Get Out Of Debt

By Pay Off Debt Advisor | Feb 26, 2009

In the current recession, how to get out of debt is a question that is affecting more and more people. It is very easy to get into debt when you go through a bad patch financially. You may have lost your job, had a long time off sick or lost a part of your income [...]

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